Accept More Digital Payments with Virtual Terminal

Easily Process Digital Payments by Phone or Email
BlueSnap’s Virtual Terminal allows you to quickly start processing electronic payments to help you take payments by mail, email or phone. You can get paid faster while increasing customer satisfaction. You can even store payment information for future charges and avoid late payments. Quickly begin accepting digital payments without any integration or coding.
53%
of businesses want to accept more electronic payments. Virtual Terminal helps you get paid faster while accepting payments a number of ways
Your Business Benefits from Accepting Payments via Virtual Terminal
Improve Cash Flow
Improve Customer Satisfaction
Boost Productivity
Simplify Processes

The Cost of Accepting Manual Payments
According to our survey, 27% of customers exceed payment terms and 81% of companies say their business is threatened due to a lack of cash flow.
Stop waiting for paper checks and electronically accept ACH and card payments with a Virtual Terminal, which allows you to quickly process payments from mail, email and phone. Without the need for coding, you can be up and running quickly.
Features
Web-Based Application
Use our system to process payments received via phone or email – there is absolutely no need to code.
Payment Link
Virtual Terminal also allows you to send customers a link so they can enter their own payment details.
100+ Currencies
Virtually accept payments from your customers wherever they are in the world.
Accept More Payments
Enter the information for ACH and card payments, or use the Payment Link to accept even more payment types.
Speak with a Payments Expert
At BlueSnap, we know payments. We’d love to help you strategize about how your business can get the most out of payments.

Reduce Your Costs with Local Card Acquiring
Capturing global sales can expand your business and increase your revenue, and we understand what it takes. With BlueSnap, we eliminate cross-border challenges, enabling you to fully capitalize on customers in other regions. You can accept payments in over 200 geographies, take advantage of our global network of banks and benefit from local card acquiring in 47 countries. With local card acquiring, your authorization rate increases and you and your customers avoid unnecessary fees.

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Frequently Asked Questions
What is a virtual terminal and how does it work?
A virtual terminal is a web-based application that enables merchants to process electronic payments received via phone, mail or email without requiring any hardware or coding. With BlueSnap Virtual Terminal, merchants enter the customer’s payment information directly into the system to process ACH and card payments or send customers a Payment Link so they can enter their own payment details securely.
Do I need to be online or have special hardware to use BlueSnap’s Virtual Terminal?
BlueSnap’s Virtual Terminal requires an internet connection to process payments. It cannot process payments offline. To use the Virtual Terminal, you don’t need to install any special hardware or software, or know how to code to get started. Because Virtual Terminal is entirely browser-based, it works on any Mac or Windows device with an internet connection, making it accessible for businesses of any size without upfront infrastructure investment.
What information do I need to collect to process a payment through Virtual Terminal?
To process a payment through BlueSnap’s Virtual Terminal, merchants need to collect the customer’s card number, expiration date, CVV and billing zip code. ACH payments require bank account details instead. Merchants can also store customer payment information securely for future charges, eliminating the need to collect the same details repeatedly for returning customers.
How does BlueSnap’s Virtual Terminal help businesses reduce late payments?
BlueSnap’s Virtual Terminal helps businesses reduce late payments by replacing slow, manual payment processes with fast electronic payment collection by phone, mail or email. Businesses can also send customers a Payment Link directly from the Virtual Terminal, enabling customers to pay immediately without a live phone interaction.
Can I accept international payments through BlueSnap’s Virtual Terminal?
Yes, BlueSnap’s Virtual Terminal supports international payments, so businesses can accept payments from customers around the world. For businesses operating in multiple regions, BlueSnap also offers local acquiring in 50 countries. This enables cross-border transactions to be processed as if they were local, increasing authorization rates and reducing unnecessary cross-border fees.
