The Best of BlueSnap, Powered by Payroc: Our Top 10 Digital Payment Pieces of 2025

Is it just us at BlueSnap, powered by Payroc, or is business moving faster than ever as 2025 comes to a close? Thankfully, we’ve been here to help you navigate the year in payments with our most popular resources of the year to help you maximize your payments investment.

2025 saw considerable growth in AI usage and compliance changes that are impacting how businesses approach payments. While more and more companies are integrating AI into their products, they are also leveraging it for invoice automation and payment optimization. And compliance updates (Are you all set with Visa’s CEDP?) have also shaped the payments information our visitors have been craving.

See what you can learn from our top digital payments pieces of 2025 to help you get 2026 off to a great start:

5 Ways Accounts Receivable Builds Business Resilience in Economic Uncertainty

Securing on-time payment collections can be the difference between profitability and business turmoil. During periods of economic uncertainty, B2B companies find it more critical (and more challenging) to get paid on time. Thankfully, accounts receivable (AR) automation can help build business resilience.

Timely invoice payments protect businesses from financial strain. Improving AR processes with automation addresses collection delays caused by manual invoicing and legacy payments helps global businesses remain resilient even when the economy takes a turn. Explore these five ways you can use AR automation to persevere amid uncertainty… Read More >

The Value of Using BlueSnap with BigCommerce B2B Edition

BigCommerce, powered by Commerce, offers BigCommerce B2B Edition, which enhances and streamlines B2B eCommerce operations on the BigCommerce platform. It includes a suite of features to manage complex B2B processes and wholesale selling, including company accounts, custom pricing, quoting and more. This edition provides a tailored experience for both merchants and their B2B customers, improving efficiency and customer satisfaction.

BlueSnap B2B Edition Payments & AR for BigCommerce B2B connects your ERP to your BigCommerce B2B Edition account, syncing payment data, including payment statuses. Your customers can now view and pay for both eCommerce orders and ERP invoices in one place rather than having to pay you from multiple systems and you get a single view of their accounts. Our connector improves the payments experience, supports global payments and streamlines your operations… Read More >

Global Payments Compliance: Everything You Need to Know

Regulations for digital commerce abound and mistakes can be costly. For example, neglecting to meet PSD2 requirements in the European Economic Area prevents your business from being able to process digital payments entirely. GDPR violations can range from €20 million, or $21.7 million, to 4 percent of the firm’s annual global revenue from the previous fiscal year (whichever is greater).

To safeguard your business, you need to achieve payments compliance. However, achieving payments compliance can be a daunting task. A number of big-name regulations have been enacted, from GDPR to CEDP and PSD2 to the Wayfair Ruling… Read More >

A Guide to Simplified Payments for System Integrators & Their Clients

B2B businesses need to offer their customers up-to-date payment experiences. And this is an opportunity for system integrators to provide extra value for their clients by offering guidance and solutions for payment experiences that enhance cash flow.

Directing their customers to consider payments at the right time allows system integrators to set their clients up for both short- and long-term success and can help to save their clients time and money on future projects. But where can system integrators get the insights they need to guide their clients? Right here!

This guide simplifies payments for system integrators so they can guide their clients toward solutions and processes that will lead to short- and long-term success… Read More >

Blaze Your Trail with the Right Merchant Onboarding [Infographic]

Embedding payments into your platform is a journey, not a sprint – and it all starts with efficient merchant onboarding. At BlueSnap, we know that efficiency is not only measured in speed but in how it sets you and your merchants up for future success.

We take the time to chart your course and have designed our Embedded Payments solution to support you along your journey. Consider our approach compared to other solutions, and you’ll see which path to choose… Read More >

Learn How BTR Saved an Entire Salary with AR Automation [Case Study]

Managing BTR’s extensive customer portfolio requires efficient, well-organized billing to ensure customers receive accurate, timely invoices and related communications. “We have roughly 800 to 1,000 trucks on rent at any given time, so that’s 800 invoices every month, if not more once you count toll invoices and other items,” explains Justin Perez, controller at BTR. “It’s a lot of invoices going around with a lot of moving parts. When you have to follow up on all of these for payment – it adds up.”

The company’s previous provider offered some accounts receivable (AR) functionality, but the features actually hindered BTR’s ability to streamline operations and collect timely payments. For example, invoice emails sent through the system came from a third-party email instead of BTR. “Emails would get caught up in junk mail or people would not trust using it, and customers didn’t feel comfortable clicking the links,” reports Perez.

“Approximately one-third of our business comes from municipalities and city governments. Those types of organizations have strong firewalls, and anything we sent wasn’t delivered.”
The team needed a better option with automated AR functionality that actually automated the process… Read More >

Accept Global Payments in NetSuite with Effortless Efficiency [Video]

Selling into new geographies should help grow your business, not create an endless amount of technical integrations and upkeep.

BlueSnap’s native integration with NetSuite makes collecting international payments easy… Watch Now >

RemoteLock Leverages BlueSnap’s Native Integrations with Zuora & NetSuite to Reduce Fees Nearly 50% [Case Study]

While RemoteLock has established expertise across several property management verticals, the company’s expansion into multifamily, enterprise and global markets required them to evaluate their existing tech systems. “We’d had our platform for 10 years, and the system that [customers] logged into to manage devices also handled the billing, which was common in many systems until recently,” Sheehan explains. “It worked great for a long time, but it didn’t scale.”

After implementing Salesforce and CPQ for contracts, the team began working on implementing Zuora for subscription management. Zuora integrated well with the company’s existing NetSuite ERP, but one piece was missing: a scalable, flexible payment solution that could support the backend… Read More >

Could a Chief Monetization Officer Transform Your Software Platform?

You don’t have to be a CFO to know businesses run on money. Steady cash flow better equips a business to sustain operations, serve its customers and attract new business through regional or global expansion.

Yet some business leaders and the software platforms they run continue to rely on a few traditional sources of revenue instead of diversifying revenue streams. Traditional revenue models, such as one-time license fees and recurring SaaS fees, won’t necessarily support business growth, particularly in highly competitive industries. Private equity investors and software executives are echoing this sentiment, demanding more strategic plans or growth. More monetization pathways are necessary.

Recognizing that monetization requires a strategic, creative solution that bridges finance and product, more software platforms are expanding their C-suites to include a new role: the chief monetization officer… Read More >

Improve Customer Experience with Better B2B Billing & Payments

Every interaction customers have with your brand contributes to their customer experience. From searching your website to speaking with sales or support, each touchpoint impacts whether customers want to start and keep doing business with you. The better the experience, the more likely customers will rely on — and recommend — your company. But businesses often overlook the role payments play in the customer experience. B2B billing can have a significant impact on a buyer’s experience with your brand.

B2B billing is an essential part of your customer experience. In a perfect world, your B2B payment collection and billing processes would be so seamless that customers wouldn’t think about them at all. But if you’re still using outdated systems and manual processes to invoice customers, they could become frustrated simply trying to pay you. Fortunately, modern payments technology and accounts receivable automation can improve your B2B billing process and the customer experience. And you don’t even need development resources to get started… Read More >

Frequently Asked Questions

How do digital payments work?

Whether for B2B card processing or B2C card transactions, digital payments work the same:

• The gateway captures the transaction request and either encrypts or tokenizes the information, then routes it to an acquiring bank.
• The acquiring bank (which provides your merchant account) takes ownership of the transaction request. Its job is to get authorization for the transaction.
• The issuing bank assesses the request: Does the customer have sufficient credit or funds? The issuing bank generates a response — yes or no — and sends it back to the acquiring bank via the card network.
• The acquiring bank sends the response back to the payment gateway.
• The payment gateway’s final job is to present the answer either back to the merchant or to the shopper directly (if you’re using a hosted payment page). 

Congratulations, your order is approved!

What is payment tokenization?

Payment tokenization is the process of replacing sensitive payment data online (or digitally), such as the primary account numbers (PAN) of a credit card, with a placeholder token. Using this token in place of the actual data during a transaction greatly reduces the risk of that data being compromised. Even if it’s stolen, the data is useless to the thief outside of the specific context it was intended for.

How does a subscription service work?

If a company offers a subscription service and provides relevant payment options, then:

• A purchasing customer may choose their preferred payment plan and payment method (debit or credit card, direct deposit, digital wallet, etc.).
• The company will receive the order info and use a payment solution to manage the subscription billing details.
• The payment solution stores the payment information and processes the payment request.
• The customer is charged and then issued regular statements on the agreed-upon schedule.

Does BlueSnap support multiple currencies and payment methods?

Yes. BlueSnap supports preferred global payment types and currencies, including digital wallets, ACH, SEPA, major cards and local payment methods. This ensures that customers can pay how they prefer, improving your conversions and customer satisfaction.

How do BlueSnap’s invoicing & Billing solutions help improve cash flow and reduce manual effort?

By replacing legacy processes with features like digital invoices, payment links, automatic payments, branded customer portals and robust reporting, businesses can speed up collections, reduce manual tasks and gain better forecasting capabilities.