Sage Intacct Surcharging: How to Cut Costs & Improve Margins on Payments

Many B2B businesses have been reluctant to accept credit card payments due to high processing fees — even when using a modern ERP system like Sage Intacct. But today’s buyers expect flexible, digital payment options. That’s where surcharging comes in.

Surcharging, when implemented correctly, lets you offer convenient payment types without taking a hit on margins. And with BlueSnap’s AR Automation integration for Sage Intacct, surcharging is compliant, seamless and easy to implement.

What Is Surcharging?

Surcharging is a cost-savings measure for businesses that adds a fee to customers’ transactions to cover the cost of processing the credit card, Automated Clearing House (ACH) or Bulk Electronic Clearing System (BECS) payments. BlueSnap’s technology validates surcharging to prohibit the addition of non-compliant fees based on geography, payment type, etc.

Why Use Sage Intacct Surcharging

With more B2B buyers preferring to pay digitally, surcharging is a cost-saving way to meet this customer need. It empowers B2B businesses to reduce processing costs by passing credit card fees on to customers — boosting your revenue without you having to increase prices. This is especially valuable in industries like manufacturing and logistics and freight management that typically incur higher transaction volumes.

How to Add Surcharging to Sage Intacct

Keep in mind that surcharging only works in designated geographies, but when it is permitted, it can cover the costs of accepting credit cards, ACH, EFT, PADS and BECS payments.

BlueSnap simplifies surcharging by offering a compliant, global-ready solution. Businesses can apply surcharges in supported regions – like the U.S., Canada, and Australia – while BlueSnap automatically handles rules by card type and location. And when applying a surcharge to cover the costs of credit cards and select EFT methods, the fees are clearly itemized so customers are aware of the higher costs associated with their purchase.

BlueSnap AR Automation is integrated with Sage Intacct, so you can easily use BlueSnap for Sage Intacct surcharging. The surcharge fee value is passed directly via BlueSnap’s APIs or through our AR Automation platform.

By leveraging BlueSnap’s surcharging capabilities, B2B businesses can improve profitability, maintain transparency with buyers and streamline AR processes without sacrificing customer experience.

How BlueSnap Can Help Your Business in Addition to Sage Intacct Surcharging

With BlueSnap’s AR Automation solution integrated seamlessly with Sage Intacct, you can benefit from the expanded features and services we have available: embed Payment Links directly into your invoices and templates in Intacct, set up Auto Payment rules to charge invoices and more.

Using BlueSnap AR Automation and Sage Intacct together helps streamline your billing and payment processes, and your customers get more options for making payments. BlueSnap can help your business reach more customers both domestically and globally.

We offer preferred global payment types and currencies to allow shoppers to choose their preferred ways to pay. With BlueSnap’s payment optimization tools such as Intelligent Payment Routing & Failover, local acquiring and our global network of banks, we can help you reduce fees associated with cross-border transactions, allowing you to increase the overall value of your sales.

BlueSnap AR Automations helps you improve your AR process with effective automation. Seamlessly handle and record payments in one system, giving customers the ability to remit funds via Payment Link right on the invoice, via SMS or automated payments. Customers can also take advantage of self-service through a branded Customer Portal, where they can pay online and save billing information for future payments.

BlueSnap also handles the latest payment regulations, including PCI, 3D Secure, taxes and more. With our AR Automation solution, your business gets the tools you need to decrease your DSO, improve the customer experience and streamline your processes.

Contact a BlueSnap Payments Expert today to learn how BlueSnap’s AR Automation integration with Sage Intacct can help your business collect payments faster and enable compliant surcharging.

Frequently Asked Questions

What is a surcharge?

A surcharge is a fee that a business charges to a customer that pays by credit card to cover the cost of processing the transaction.

What is AR automation?

AR automation, or accounts receivable automation, is the process by which manual accounts receivable tasks such as producing, sending and uploading invoices are instead handled by software. AR automation software can handle the entire accounts receivable process, allowing you the ability to automate any task you’d like to optimize.

Do I have to automate my entire AR process?

While you can automate your entire AR process, you certainly don’t have to. The flexibility of our AR automation solution ensures that you only automate the processes that you want to. This includes integrating with accounting, ERP and CRM software systems. Our AR automation solution comes pre-integrated with the software that you already use, so when you do want to start the automation process you can avoid complex onboarding or coding.

How can integrations improve AR?

Integrations streamline your AR process by connecting systems like accounting, CRM and invoicing tools — reducing manual work and helping you get paid faster.

Can BlueSnap’s AR automation handle global sales?

Absolutely. Our Payment Orchestration Platform is designed to enable effective global sales, and AR automation is an important part of that. Our AR automation software can handle over 100+ currencies and 100+ payment types. Plus, our team handles regional regulations, so all your payments stay compliant and secure.